INNOVATION BANK -
CLIENT CHALLENGES FUEL
OUR INNOVATION STRATEGY

Our Approach

Every solution starts with the challenges our clients face today and anticipates what they will need in the future. The result is unique products designed using the creativity and future-focused thinking that we were founded on.

How We Deliver

Digital Banking – Unlike traditional banking accounts, an ITBI trust account ensures your funds are securely held and never lent out.

An ITBI trust account safeguards your money from mismanagement, institution risks, and economic downturns that could affect liquidity. Your funds are securely held in a robust Innovation Bank trust account, ensuring you have immediate, unrestricted access without the delays or limitations typical of traditional bank lending. This structure not only protects your assets but also shields both you and our institution from the risks associated with bank runs.

Description
Fiat Custody

Select a custody account for the way you invest. Whether you are looking to settle for a select investment (infrequent) opportunity or are planning to use our services as part of your regular investment activities

Description
DLT Escrow

Manage fiat and digital asset transactions online easily and securely with the assurance that a bank has vetted your counterparty and secured the fiat portion of your business transaction using an escrow program.

Innovation Bank Achieve

Credit solutions for high net worth individuals, small- and medium-sized businesses, as well as private lending businesses.

Description
Private Credit Refinance

Capital efficiency, including scale, reliability, timeliness, cost of capital, and duration matching for owners and managers of seasoned portfolios of private credit and alternative fixed income assets.

Description
Merit Credit Builder

A product of innovation that makes it possible for conventional, unconventional, and esoteric businesses to build a robust and documented credit profile and history.

Basic Banking Products and Services

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Receive and Remit Fiat Payments
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Opportunities Accounts
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Receive and Remit Fiat Payments
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Escrow Based Settlements
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Custody and Safe Keeping
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Trust Administration