RESEARCH AND DEVELOPMENT
OF
FINANCIAL INNOVATIONS
IN
PUERTO RICO

Innovation Group is comprised of several Puerto Rico business entities that were formed specifically for the purpose of financial innovation in both banking and non-banking sectors. Its primary economic objectives include generating substantial revenues and reinvesting these revenues in Puerto Rico through the employment and training of Puerto Rican residents in these growing fields and new research and development (“R&D”) projects.

The first and most central of the business entities were formed specifically headlining “Innovation” in the name: “Innovation Trust Bank International Holdings, Inc.”, “Innovation Trust Bank International, Inc.”, and “Innovation Group LLC”.

Innovation Trust Bank International Holdings, Inc. and Innovation Trust Bank International, Inc. conduct financial innovation across a range of core banking and ancillary activities and together are referred to as the Innovation Bank Silo. Both business entities are regulated and supervised by the Office of the Commissioner of Financial Institutions (“OCFI”) in Puerto Rico, and both entities have received permission from OCFI to develop, offer, and manage financial innovations in the banking sector.

Additionally, several entities were created to pursue financial innovations directed toward non-banking markets, and to export innovative financial services and fintech software services to markets outside of Puerto Rico. They are listed below and are collectively referred to as the “Innovation FinTech Silo”.

The entities that comprise the Innovation FinTech Silo are as follows:

  • Buffalo Tech Services LLC
  • Cloud Systems Tech Services LLC
  • Cyber Defense Tech Services LLC
  • Datacenter Tech Services LLC
  • Dream Tech Services LLC
  • Hercules Tech Services LLC
  • ITBI Technology Systems & Services LLC
  • Liberty Estate Tech Services LLC
  • Liberty IP Tech Services LLC
  • Liberty Membership Tech Services LLC
  • Liberty Share Transfer Tech Services LLC
  • Liberty Suite Tech Services LLC
  • Liberty Warrants Tech Services LLC
  • Merit Booster Tech Services LLC
  • Merit CB Tech Services LLC
  • Merit Declaration Tech Services LLC
  • Merit ID Tech Services LLC
  • PAF Matrix Tech Services LLC
  • Systems Design Tech Services LLC
  • Systems Development Tech Services LLC
  • Systems Infosec Tech Services LLC
  • Systems Management Tech Services LLC

Together, the Innovation Bank Silo and Innovation FinTech Silo are dedicated to furthering financial innovation through research and development activities conducted in Puerto Rico and deployed throughout the United States and the world. To learn more about our products and services, please contact us at jrice@parkavenuefinance.com .