start with our approach

Our Approach

Every Innovation Bank solution starts with the challenges our clients face today and anticipates what they will need in the future.  The result is unique products designed using the creativity and future-focused thinking that we were founded on.

Basic Banking Products and Services

Transactional Accounts
Opportunities Accounts
Receive and Remit Fiat Payments
Escrow Based Settlements
Custody and Safe Keeping
Trust Administration

Custodian and Trust Accounts

Unlike the 5,000+ depository banks, Innovation Bank does not accept deposits of any kind.

Our funds are held in trust or in a custodial capacity, meaning we do not loan out customer funds.

Deposit accounts have inherent risk, which can culminate in bank runs.

How We Deliver

Each line of business together with the respective products and services are built on the foundation of compliance by design and are integrated with stringent regulatory, operational, and risk management protocols. Innovation Bank distinguishes itself from both traditional banking and FinTech  entities by providing the necessary “pieces of the puzzle” to create and manage the legal and compliance controls and systems necessary for innovative banking solutions.

Innovation Credit Solutions

Solutions for high-net-worth individuals, small and medium sized business as well as private lending businesses.

Private Credit Refinance

Capital efficiency, including scale, reliability, timeliness, cost of capital, and duration matching for owners and managers of seasoned portfolios of private credit and alternative fixed income assets.

Merit Credit Builder

A product of innovation that makes it possible for conventional, unconventional, and esoteric businesses to build a robust and documented credit profile and history.

Disclaimer: Some digital products and services may not yet be available. To find out more about our approach and future availability, please contact [email protected]  for more details.

*Terms and conditions apply. Service availability dependent on client ability to provide all required documentation.