Innovation Trust Bank International
San Juan, Puerto Rico / UTC−4
info@innovationtrustbank.comInnovation Trust Bank International · San Juan, Puerto Rico
Innovation Trust Bank is a U.S. - regulated international financial institution providing banking, payments, treasury, and investment infrastructure solutions to clients worldwide.
Global Payments & Remittances
Fast, compliant, and capital-efficient cross-border payment, settlement, and treasury solutions for institutions, fintech platforms, and international businesses operating across multiple jurisdictions.
Compliance-as-a-Service
Our compliance and risk program — BSA, AML, KYC, and KYB — run for community banks and digital-asset providers to the same standard we apply to our own clients.
Fund & Investment Services
U.S. - regulated investment structures that provide global institutions and investors efficient access to U.S. fund investments. Our platform simplifies investor onboarding, structuring, administration, compliance, and capital flows while reducing operational and regulatory complexity.
Private Credit & Alternative Fixed Income Bank Notes
Issuance of institutional bank notes backed by diversified portfolios of private credit and alternative fixed income assets. The program provides investors with transparent exposure supported by bank-level oversight and risk management while providing asset originators access to institutional capital markets.
We partner with asset managers, allocators, fintech platforms, international institutions, and global investors seeking trusted execution, sophisticated structuring, and efficient financial infrastructure.
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AEGIS1 powered by ITBI
ITBI’s compliance and risk program, offered to community banks without the team and to digital-asset providers that need a bank’s standard.
A community bank faces the same regulatory expectations as a large one, without the headcount to meet them. A digital-asset provider is asked by every bank and counterparty for a compliance posture it was never built to produce.
AEGIS1, powered by ITBI, puts the Bank’s own program, people, and tooling behind both: program administration and risk assessment for community banks; bank-grade compliance, and traditional KYC, KYB, and background checking, for digital-asset providers.
AEGIS1 in fullCompliance and risk
Three forms
Each is the same program ITBI runs on itself, delivered with a named compliance lead and a defined scope. The client keeps its accountability to its regulator and counterparties; AEGIS1 supplies the capacity, the tooling, and the file.
For community banks
BSA/AML administration, sanctions screening, transaction monitoring, risk assessments, and the reporting an examiner expects — for institutions examined to the same standard as large banks, with a fraction of the headcount.
For digital-asset providers
A program built to satisfy a supervised bank is a program a counterparty’s compliance officer can approve. Designed and run to the standard ITBI applies to its own clients.
For either side of a relationship
Traditional identity, entity, and beneficial-ownership verification with background checks — applied to digital-asset providers and to the parties they onboard. It runs in both directions.
Supervised
The controls behind AEGIS1 are the controls of a licensed International Financial Entity — among the first in Puerto Rico to receive a digital banking license, regulated and supervised by the Office of the Commissioner of Financial Institutions of Puerto Rico.
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Leadership
Compliance, legal, and technology leadership drawn from Morgan Stanley, Scotiabank, DLA Piper, and Latham & Watkins.
Chief Executive Officer
Chief Executive Officer of ITBI, leading strategic, regulatory, and commercial initiatives. Previously practiced at Sullivan & Cromwell, Latham & Watkins, and DLA Piper, and held a legal role at D. E. Shaw & Co.
Founder and Chairman
Founder and Chairman of ITBI and Founder and CEO of Park Avenue Finance. Formerly Co-Head of Fixed Income Capital Solutions at Morgan Stanley; holds a J.D. and M.B.A. from New York University.
Chief Compliance Officer, Innovation Trust Bank International
Chief Compliance Officer of ITBI, overseeing BSA/AML, KYC, and sanctions compliance under OCIF supervision. Brings more than 20 years of banking experience, including service as AML Manager at Scotiabank.
Chief Compliance Officer, Innovation Trust Bank International Holdings
Chief Compliance Officer at the holding-company level, overseeing financial-crime compliance. A Puerto Rico-admitted attorney with more than 20 years of financial-services experience and CAMS and CCAS credentials.
Chief Technology Officer
Chief Technology Officer, leading technology strategy, cybersecurity, AI, and digital transformation. Brings 30 years of IT experience and more than nine years of service in the U.S. Navy Submarine Force.
Chief Operations and Credit Officer
Chief Operations and Credit Officer, overseeing day-to-day operations. His responsibilities include payment administration, credit, and coordination with affiliated technology companies.
Chief Financial Officer
Chief Financial Officer, responsible for financial control, capital planning, and reporting. Her work supports the financial management and reporting responsibilities of the licensed entities.
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The firm
Risk and compliance first. Then the payments, investment, and note infrastructure built on top of it.
We partner with asset managers, allocators, fintech platforms, international institutions, and global investors seeking trusted execution, sophisticated structuring, and efficient financial infrastructure.
Open an account
Start the request now and a named relationship contact will pick it up.
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Structure
Why the structure is different.
BSA, AML, KYC, and KYB work is built into onboarding and ongoing activity, not added afterward.
ClearTrust, AEGIS1, the Global Investor Platform, and the Institutional Note Program.
Anything outside those lines is worked out directly with the specific counterparty.
Not a guarantee against market loss, counterparty default, operational error, or anyone’s insolvency. Not FDIC-insured.
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Contact
We welcome inquiries from individuals, family offices, businesses, and institutions. Tell us how we can help.
Office
1413 Avenida Ponce de León, 4th Floor, Suite 18Inquiry
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